FINTEX SUMMIT 2025 - FINANCE AND TECHNOLOGIES EXPO
New Trends in Banking and Finance Ecosystem: Innovative Solutions, FinTex And Security
About the Summit
Step into the forefront of finance and banking in 2025! Backed by prominent organizations such as the Azerbaijan Banks Association, Azerbaijan Fintech Association, Central Bank, Ministry of Digital Development and Transport, and the Center for Analysis of Economic Reforms and Communication, this highly anticipated annual event in Baku remains a hallmark of industry innovation.
As the financial landscape continues to evolve, the 2025 Summit brings together key decision-makers, policymakers, fintech trailblazers, academics, and technology providers. This year’s focus spans transformative advancements such as AI-powered finance tools, decentralized finance (DeFi), green banking initiatives, and regulatory frameworks for digital currencies. Beyond these, the Summit will explore a wide array of topics, including the latest payment technologies, open banking solutions, cybersecurity innovations, and strategies to strengthen partnerships between traditional financial institutions and fintechs.
Attendees will delve into discussions on fostering financial inclusiveness, enhancing operational resilience, and addressing the challenges of an increasingly digital economy. With diverse perspectives and groundbreaking ideas, the event offers a comprehensive view of the trends shaping the future of finance and banking in 2025 and beyond.
Be part of this dynamic platform where ideas converge, solutions are forged, and the future of finance and banking takes shape for 2025 and beyond!
Speakers











































Schedule

Artificial Intelligence in Banking
AI for fraud detection, credit scoring, and personalized services.

Cybersecurity and Data Privacy
Addressing evolving threats and ensuring compliance with privacy regulations.

Digital Currencies and CBDCs
Central Bank Digital Currencies and the broader impact of digital currencies.

Decentralized Finance (DeFi) and Blockchain Applications
* Innovations in decentralized payment systems, tokenization, and smart contracts.

Next-Generation Payments
Instant payments, biometric systems, and cross-border solutions.

Open Banking and API Ecosystems
API-driven collaboration between banks, fintechs, and developers

Green Banking and ESG Integration
Sustainable finance practices and alignment with ESG frameworks.

Embedded Finance and Banking-as-a-Service (BaaS)
Integration of financial services into non-financial platforms.

Neobanks and Digital Banking Models
Growth of digital-only banks and their role in financial inclusiveness.

RegTech for Compliance and Risk Management
Automating compliance processes and enhancing risk management with AI.

Digital Identity and KYC Innovations
Seamless and secure onboarding using advanced identity verification.

Customer Experience in the Digital Era
Personalization, omnichannel strategies, and AI-powered insights.

General moderator of Summit

Opening speech

Opening speech

Opening speech

Opening speech

Opening speech

Opening speech
✍️ SIGNING CEREMONIES - Memorandum of Understanding On the Creation of a Platform of Credit Bureaus of Turkic States
✍️ SIGNING CEREMONIES Memorandum of UnderstandingBetween the Azerbaijan Banks Association and the Association of Financiers of Kazakhstan
Question & Answer
Networking
Coffee break
KEYNOTE:

Keynote speaker
FIRESIDE CHAT: Digital Azerbaijan: The Future of The Payment Industry with Visa at the Forefront

Moderator

Panelist 1

Panelist 2
PANEL 2 : DIGITAL TRANSFORMATION AND TRUST INFRASTRUCTURE IN FINANCIAL SERVICES

Moderator of the panel

Mobile vs. Backend DevOps: 5 Key Differences

From Compliance to Confidence: Elevating Data Governance Strategy in Finance

No-code: Driving Digital Transformation in Banking

Innovative Solutions: Smart Card Machines

Digital Identity and KYC Innovations
Question & Answer
PANEL 3: HARNESSING AI AND BIG DATA: HOW BANKS CAN ACCELERATE SCALABLE INNOVATION IN 2025

Moderator of the panel

AI: From Concept to Impact

The Rise of Agentic AI: A New Era of Efficiency and Innovation

Accelerating Scalable AI Innovation in Fintech

Applying AI in Customer Service

From Innovation to Inclusion: The UK’s Responsible AI Approach in Financial Services

A Date-Driven Future: Time for AI-Powered Transformation in Finance
Question & Answer
Lunch break
KEYNOTE

Keynote speaker

Keynote speaker
PANEL 4: REIMAGINING PAYMENTS: INNOVATION AND IMPACT IN THE DIGITAL AGE

Moderator of the panel

The Central Bank's approach to providing BAAS, FAAS, and SAAS

Finance Without Borders: How Businesses Can Manage Finance in Fiat and Cryptocurrency

beGateway: SaaS Platform for Launching Branded Payment Gateways in Azerbaijan’s Fintech Sector

Interoperability, Innovation and Payments Experience in the Age of Digital Disruption
Question & Answer
Global Trends in E Commerce
PANEL 5: FUELING THE FUTURE: BANK-FINTECH COLLABORATIONS AND REGIONAL INNOVATIONS

Moderator of the panel

Strengthening the Innovation ecosystem: The role of the regulator as facilitator, not just supervisor

Building a collaborative fintech ecosystem

Shaping the Future with AI: Should We Start with the Banking Sector?

The role and impact of legal regulation in bank-fintech collaboration and innovations in this area

Uzbek Fintech Market
Question & Answer
Welcoming and Introduction
PANEL 6: FIGHTING DIGITAL FRAUD: INNOVATIVE SOLUTIONS FOR SECURING FINANCIAL SYSTEMS

Moderator of the panel

Legal Framework for Cybersecurity in the Financial Sector

Anti-Fraud Systems
From Threat to Tool: The Role of GenAI in the Future of Fraud Prevention

Next-Generation Cyber Fraud Defense Strategy
Cyber Awareness and Phishing Simulation Portal

From Compliance to Confidence: How Regulation is Enabling Secure Innovation in Digital Insurance
Question & Answer
PANEL 7: EXPANDING INVESTMENT OPPORTUNITIES FOR THE PUBLIC

Moderator of the panel

Bank and Broker Integration: How to Earn from Investments with Zero Commission

Retail Investors and IPO: ABB Invest's Strategy
Fintech Under the Hood of Banks: How UniCapital Scales Investments

Wealth Management: The Next Step for VIP Clients

Why Banks Need Investments: XalqBank’s Case
Question & Answer
Coffee break
Gallery of events
Discovery Azerbaijan











