IV International Banking Forum

1964 - Dekabrın 25-də Azərbaycan Respublikasının Mingəçevir şəhərində anadan olmuşdur.

1982 - Avtomatlaşdırılmış İdarəetmə Sistemləri ixtisası üzrə Azərbaycan Neft və Kimya İnstitutuna (indiki Azərbaycan Dövlət Neft və Sənaye Universiteti) daxil olmuşdur.

1983 - 1985 - Ordu sıralarında həqiqi hərbi xidmət keçmişdir.

1985 - 1991 - Əsgərlikdən sonra təhsilini davam etdirmiş və 1989-cu ildə həmin ali məktəbi bitirib mühəndis-sistem texniki ixtisasına yiyələnmişdir.Təhsildə fərqləndiyinə görə təyinatla Azərbaycan Neft və Kimya İnstitutunun Hesablama Mərkəzinə işləməyə göndərilmişdir. 1989-1991-сi illərdə orada çalışmaqla yanaşı institutun "Hesablama maşınları və proqramlaşdırma" kafedrasında pedaqoji fəaliyyət göstərmişdir. Süni intellekt və ekspert sistemləri mövzusu üzrə elmi tədqiqatlarla məşğul olmuşdur, bir neçə elmi məqalələrin və metodiki vəsaitin müəllifidir.

1991 - Aprel ayından Prezident Aparatında birinci dərəcəli mütəxəssis kimi işə başlamışdır. Burada çalışdığı dövrdə ardıcıl olaraq vəzifə pillələri ilə yüksəlmişdir.

1998 - Azərbaycan Respublikası Prezidentinin İcra Aparatının İnformasiya Resursları və Texnologiyaları Mərkəzinin rəhbəri təyin edilmişdir.

2005 - Azərbaycan Respublikası Prezidentinin İcra Aparatının İnformasiya Resursları və Texnologiyaları şöbəsinin müdiri vəzifəsində çalışmışdır.

2007 - Dekabrın 26-da Azərbaycan Respublikası rabitə və informasiya texnologiyaları nazirinin müavini təyin edilmişdir.

2014 - Azərbaycan Respublikası Prezidentinin Sərəncamı ilə rabitə və yüksək texnologiyalar nazirinin müavini təyin edilmişdir.

2015 - Azərbaycan Respublikasının Prezidenti İlham Əliyevin Sərəncamı ilə “Tərəqqi” medalı ilə təltif edilmişdir.

2018 - Prezident İlham Əliyevin 02 fevral 2018-ci il tarixli 3635 saylı Sərəncamı ilə Nəqliyyat, rabitə və yüksək texnologiyalar nazirinin müavini təyin edilmişdir.

Rus və ingilis dillərini bilir.
Ailəlidir.

1981 Azerbaijan National Economy Institute named after D.Bunyadzadeh, distinction graduate.

1981 Economist, Shamakhi branch of the USSR State Bank.

1981-1983 Military Service.

1983, June December Economist, Shamakhi branch of the USSR State Bank.

1983, December – 1988 Inspector at Azerbaijan Republic bureau of the USSRState Bank, chief inspector in Supervision Department.

1988–1993 Leading Inspector at Joint Stock Agri-Industrial Commercial Bank, Chief Inspector in Department of Control and Inspection; later Deputy Chairman.

1993, January National Bank of the Republic of Azerbaijan, Head of Banking Supervision Division.

1995, March Director of Banking Supervision Department and Deputy Chairman.

1995, October – 1996, June, Joint Stock Savings Bank, Chairman of the Provisional Management Committee.

1996, June 14 Member of the Management Board in the National Bank of the the Republic of Azerbaijan.

1996, September 24 First-deputy Chairman of the Management Board.

2001, December Member of the Management Board for the second 5-year term by the Order of “Milli Meclis”.

2002 Candidate of economic sciences. Author of seven scientific works and one monograph.

2006, December Member of the Management Board for the third 5-year term by the Order of “Milli Meclis”.

2012, February Member of Management Board for the fourth 5-year term by the Order of “Milli Meclis”.

2012, February awarded with Order for the Service to the Motherland of the 3rd degree for services in development of banking in the Republic of Azerbaijan.

2017, March Member of Management Board for the fifth 5-year term by the Order of Milli Madjlis

Married with two children.

He started his professional career at Sumgait State Tax Inspection, and then worked in different positions in the banking sector. He became Chairman of the Supervisory Board of “Caspian Development Bank” in 2015.

In March 2016, he has been appointed as Chief Executive Officer of Financial Market Supervisory Authority of the Republic of Azerbaijan (FIMSA) by the Presidential Decree.

Since the Presidential Decree, dated October 04, 2018, Mr. Ibrahim Alishov is the Acting Chairman of the Executive Board of FIMSA.

He was a Head of Department at the Centre for Strategic Studies under the President of the Republic of Azerbaijan in 2011-2016, expert in the European Union in 2009-2010 and president of “ANS-PRESS” Publishing House from 2005-2007.

He graduated Azerbaijan State Economic University and received his Master degree in Economics in 1997. He received his MA in journalism from the Georgian Institute of Public Affairs (based on the study program of Louisiana State University) in 2004. He received PhD on Economics in 2009, and Doctor of Science on Economics in 2017 in Baku State University. Being a results-driven researcher with strong background in macro-economics, he focuses his studying on the economic development, competitiveness, modernization and geo-economics.

He has hosted and participated in more than 20 academic research projects, published about 500 articles, wrote or co-authored 10 books. Dr.Gasimli's book entitled "Resource-rich countries" was printed by German Academic Publishing House in 2013. Dr.Gasimli laid the foundation of new geo-economic concept in his recent published book in Turkey - "Geo-economics". Dr. Vusal Gasimli got the award of Astana Economic Forum for outstanding research achievements in 2012.

 Prof. Dr. Vusal Gasimli delivered public lectures at prestigious universities such as Washington, California, Hanyang, Milan Catholic, Warsaw, Hankuk, Cairo, Rio de Janeiro etc. He worked as a guest scholar in Korea Institute for International Policy in 2013.

 He is member of the  State Commission has been established pursuant to the Decree of the President of the Republic of Azerbaijan on "Additional measures to improve business climate in the Republic of Azerbaijan and further improve our country's position in international ratings" since 2016. He knows Azerbaijani, English, Russian, Spanish (elementary) and Turkish.

 lham Aliyev, President of Azerbaijan Republic awarded Dr. Vusal Gasimli with the “Taraggi medalı” ("Progress Medal") for improving business environment and position of the country in international rankings.

After graduating from the secondary school he was admitted to the department of “Accounting” at Azerbaijan State Economic University and completed the full course on the speciality of “Economist” in 1981. Zakir Nuriyev started his labour activity as Leading Accountant at the “Control and Inspection” department of the Ministry of Communications, Azerbaijan Republic in 1981.

 Zakir Nuriyev did his military service during 1981-1983. He worked in the capacity of Accountant – Inspector, Chief Inspector and Deputy Chief Accountant at the “Control and Inspection” department of the Ministry of Communications, Azerbaijan Republic from July, 1983 until January, 1989 after having served in the military.

 He was appointed to the post of Manager of the “Control and Accounting” division at “Regional Communication” Production Association of the Ministry of Communications, Azerbaijan Republic in 1989. Zakir Nuriyev worked in the capacity of Chairman of the Management Board at “Rabitabank” Joint-Stock Commercial Bank during 1993-1998 and has been acting as Chairman of the Supervisory Board at “Rabitabank” Open Joint-Stock Company since 1998 up to date. He was elected President of the Azerbaijan Banks Association in 1996 and worked in that capacity until 2006. He has been member of the Presidium at Azerbaijan Banks Association from 2006 till 2015. He was re-elected President of Azerbaijan Banks Association in 2015.

Acting Deputy Regional Director for Turkey and Azerbaijan at Mastercard since 2019, Erdem Çakar is a graduate of Kadikoy Anatolian High School. After high school he settled in USA for one year with AFS student exchange program. After graduating from Faculty of Economics at Bogazici University he started to work at “Citibank Turkey”. After working in Risk department for four years in 2002 he moved to “Citibank Europe” Brussels office, center of Middle East and Africa region.

He had leading positions at the regional and global levels in Operations, Technology, Sales and Marketing divisions there. In 2009, he started to work at “Mastercard Turkey” office as a director in Customer Relations division. Before Acting Deputy Regional Director position for Turkey and Azerbaijan, he acted as Country Manager for Azerbaijan.

Born in Baku

Graduated secondary school #6 (1982)

Graduated Moscow State University named after Lomonossov, department of philosophy (1987)

Certified Six Sigma Black Belt (2003)

Speaks fluent Russian, Azeri, English

Experience:

Dec, 2018 – till now – Self-Regulatory Organization “Microlending & Development” (SRO MiR) / Chairman of the Board

Dec, 2018 – till now – National Association of Professional Collection Agencies / President

Oct, 2015 till Nov, 2018 – Association of Russian Banks / Executive Vice-President

Oct, 2014 till  Oct, 2015 – Association of Russian Banks / Advisor to the President

Oct, 2007 till Feb, 2014 – GE Money Bank / Head of Business Development Department*

Oct, 2006 – Oct, 2007 – GE Money Bank / Head of partnership Programs Department;

Jan, 2006 – Oct, 2006 – GE Money Bank / Executive Director for Retail Sales and Emerging Regions;

Jul, 2005 – Jan, 2006 – GE Money Bank / Integration Leader

*(Dec, 2008 – Feb, 2014 – member of JSC GE Money Bank Management Board)

Highly experienced, creative and self-motivated professional; with more than 20 years of experience in the IT Industry/Financial services. Prior joining Oracle I worked for different banks in the region within the Information Technology division, which gave me a well-rounded experience in dealing with different cultures, challenges and business models.

During my work experience, I have successfully led diverse teams of professionals in highly competitive/complex markets and fast paced environments. in selling and implementing solution, during which I held several positions in consulting, project management, Pre- sales support and sales

Over 20 years in information technology industry and Market Development experience, and productive partnerships whilst providing quality solutions to complex business problems.

Responsible for leading the sales team in achieving individual targets and oval all team business plan & targets, both short and long term

Develop and maintain relationships with customer, ensures appropriate customer communication takes place.

Delivering ongoing market analysis and assessment of competitors

Actively develop new approaches and opportunities for expanding customer base

Solid knowledge in Strategy Management and Leadership development, Experience in developing and implementing Business Plans, IT strategy and managing budgets

Solid knowledge of Information Systems/Business Consulting Methodologies

Solid experience and knowledge in Banking Operations , Finance , Retail & corporate Banking

Strong expertise in Business, Banking Applications, Enterprise Resource Planning (ERP), business intelligence and data warehouse, integrated risk and finance solutions.

Track record of driving business growth within an established, large client base

Evaluate management programs; troubleshoot to isolate the cause (s) of organizational needs.

A highly accomplished, skilled and talented solution architect director with proven track record of providing overall direction to project team and managing Client relationship

substantial IT / business consulting background , direct experience selling and delivering large scale consulting engagements

Ability to drive project success, with direct and non-direct reporting relationships

Led business and IT teams on major business and technology transformation projects

Ensure that the business requirements are addressed in the final solution design

Significant experience in enterprise modeling, enterprise reengineering, information strategic planning.

Bulent Ozkan is the CEO in “İHS Teknoloji”, Turkey and VP & Co-Founder in Fcase. He has a master degree from Information Technology in Sabanci University. In early career Bulent worked as a Linux System administrator. After 2008 he focused on a fraud projects, implementation and support. After 7 year of experience in Fraud industry, he started manage “İHS texnoloji”. “IHS technology” providing fraud and security integration, consultancy services to Fortune 500 companies in Turkey.

Kadir Yuceer is the Enterprise Services Director in İHS Teknoloji, Turkey. He has a bachelor degree from Computer Science & Engineering in Yeditepe University, Istanbul. He started as a software developer and early in his career he switched to enterprise services business at İHS Teknoloji in 2012. He implemented fraud detection and prevention solutions for top banks in Turkey and has been consulting the fraud teams on local/global fraud trends, enhancing fraud capturing capabilities and new technologies on the fraud prevention market. After his 4 years of experience as fraud&security engineer, he dedicated himself to grow the enterprise services department and assigned as Enterprise Services Director in 2016. He now manages the sales team and 3 technical teams that are providing pre-sales, implementation, training and support services in fraud prevention, mobility and identity management. Enterprise services has grown into a value-added reseller under his leadership, which has the capability of onboarding and learning a software quickly and in great detail, so they can provide demos, proof of concepts, implementations and high quality support with local engineers.

Farid Osmanov is Chief Information Officer at the Central Bank of the Republic of Azerbaijan. Mr. Osmanov has about 15 years of experience in information technologies, implementing a number of customer centric services in banking sector.

During his professional career, Mr. Osmanov focused on both adoption of information systems, covering ever-changing business needs and business process optimization to improve the effectiveness and efficiency of business process management.

Mr. Osmanov is currently project director of the first Blockchain-based platform in Azerbaijan, aiming to implement Digital Identity System in order to develop trusted, secured and transparent banking services for customers.

Mr. Osmanov holds Master of Science degree from the University of Manchester, and certified as an ITIL expert, Prince 2 and ISO27001.

Mr. Osmanov has a daughter.

For over 19 years Evgeny Guschin has been actively involved in the creation, development and bringing to market of new products designed to automate business processes in the back, middles and front offices of banks, as well as to integrate banking systems to third-party services. At this point in time Evgeny is Colvir product development director responsible for a number of the company’s key business areas:

•             Colvir product development

•             Elaboration of the department’s development strategy

•             Banking system functionality analysis

•             Statement of work development

Evgeny has a number of university-level degrees including a degree in law, and a degree in applied informatics for economics. He is Ph. D. in Economics.

Evgeny’s unorthodox approach to tackling global issues coupled with his detailed understanding of internal business processes and mechanisms has enabled him to achieve a lot in his chosen profession. Before joining Colvir Evgeny had been in charge of new product development for a number of major banks and companies where he implemented diverse solutions.

Dmitry Nazarov is an Associate in the Financial Institutions group at S&P Global Ratings based in Moscow. His primary area of responsibility includes financial institutions, banks, securities companies, and non-bank financial companies, in Russia and some other CIS countries.

Dmitry is a seasoned professional with nine years’ experience in the finance industry. Before joining S&P Global in 2016, Dmitry was a portfolio manager at a large non-state pension fund, Blagosostoyanie, and Uralsib Asset Management.

He is an active participant in research projects devoted to the financial sector and is the author of many analytical research articles.

 Dmitry Nazarov holds a Master of Science in Finance and Investments from Erasmus University, Rotterdam (2015) and is a Charted Financial Analyst (CFA) since 2016.

Has been working for CFT since 2005. In CFT, he began his career as a sales manager for Banking Systems.

Currently, he holds the position of the head of the Client Acquisition Department, is responsible for the work of the potential clients division in the financial and insurance markets of Russia and the CIS countries.

Micaela is leading a global team of payments and cash management consulting professionals at Tieto Payments unit servicing more than 120 customers in 50+ countries. Her team is based in four different countries, assisting customers both on premise and through offshore support. Micaela’s goal is to help banks respond to digitalisation challenges and adapt to the new corporate banking landscape.

Micaela and her team has consulted major Nordic and International banks on the development and implementation of solutions for corporate cash and liquidity management, card acquiring and issuing as well as instant payments with related value added services. Before joining Tieto, Micaela worked for ING and SEB bank in the areas of consulting, cash management, investment banking and loan origination.

Born in Nagasaki Prefecture, Japan. Started e-commerce business in 2012. Started the investment, research and business development in cryptocurrency triggered by the introduction of bitcoin payment to its own EC site in 2016. In 2018, CBASE FINTECH LAB LLC (now CROSS LLC), which manages the CROSS project, was established in Azerbaijan. In November of the same year, it established CROSS exchange, Azerbaijan's first cryptocurrency exchange. Currently a global team is formed and operated in Azerbaijan, Turkey, Japan, Korea and Hong Kong.

Born in Ohio, USA and raised in Japan and the States. After graduating from the University of Washington in 2008, he began his career as a US CPA working at a major companies including Ernst & Young and Deloitte. Eventually specialized in becoming a tax specialist for high net worth individuals. Discovers Bitcoin in 2013; invests soon after conducting research. Participated in various ICOs in 2017 while supporting them through consultation. He currently is positioned as a General Manager with the CROSS project and is in charge of IEO listings and affairs involving anything involving the English language.

Oxana Bînzaru is the Regional Director for European Eastern Neighbourhood Region & Romania at Finance in Motion, a leading asset manager with nearly EUR 2 billion in assets across five impactful funds, including the European Fund for Southeast Europe and the Green for Growth Fund.

Oxana manages the debt investments in financial institutions with focus on micro, small and medium enterprise finance, housing finance as well as green topics such as energy efficiency, renewable energy, and climate change mitigation. In addition, she is engaged in providing tailored technical assistance for partner institutions to foster institutional development, achieve impact, and promote responsible finance. Prior to joining Finance in Motion Oxana worked for the National Bank of Moldova in the Banking Regulation and Supervision Department.

Founded jointly by the Bank of Russia (financial mega regulator) and the country’s leading financial institutions, AFT is mandated with developing Russia’s fintech industry and enabling the digitalization of the country’s economy.

Prior to joining AFT, Tatyana held several top managerial positions in Russia’s commercial banks.

She previously served as Chair of the Board at Volkswagen Bank RUS and Senior VP, Transformations at Bank Globex. Since 2016, Tatyana has been Deputy Chair of the Board at Ak Bars Bank, listed among Russia’s Top-20 commercial banks.

Coming from a strong background in retail banking and financial product development, Tatyana leads AFT’s work on digital transformation in finance. This includes distributed ledger technology, Faster Payments System, Digital Identity, Open API.

Since May 2018, Tatyana also chairs Russia’s Financial Innovations Expert Council.

She is the author of a number of publications and has commented widely on key policy developments and current trends shaping up the financial industry in Russia and globally.

Tatyana holds a Ph.D. in economics and has qualified as Independent Director from the Graduate School of Public Administration, Moscow Lomonosov State University (MSU).

Valeriy works in cybersecurity since 2013. From 2013 to 2016 he worked in the anti-fraud department of Tinkoff Bank. In 2016 he joined fraud prevention department in Group-IB. Currently, he holds the position of lead analyst in the projects "Secure Bank/Secure Portal". Valeriy has extensive experience in fraud prevention in the largest Russian banks and other organizations.

Mustafa Baltaci is a Co-Founder of KOOPHub, a community enabler and accelerator of innovation and technology programs in Turkey and around. He has invested in several startups that weigh on advanced technologies ie Artificial Intelligence and Blockchain. He is also the Founder of FintechPark, an open innovation platform for financial services industry in EMEA. He is one of the founders of Istanbul Fintech Week, a global gathering of technology and innovation practitioners in financial services.

Hakan Tatlici holds more than 10 years of experience in the payment and telecommunication industries with special focus on product management, new business development and account management. Before joining Mastercard, he had variety of roles in industrial automation industry, Avea and Turkcell. He has been working for Mastercard as Business Development Director since 2014. 

Hakan holds a BS degree in Electronic Engineering from Kadir Has University, and MS Degree in Mechatronic Engineering from the Marmara University. He also likes rowing, motorbike riding and exploring different culinary cultures. He is a father of one.

Kirill Ovsiannikov is a technology communicator and marketer with 10 years’ experience. Since 2017 he has been responsible for building and performing a promotional strategy for BS/2 software products for banking and retail. Kirill’s extensive media background helps him to popularize innovations and explain sophisticated IT things in layman’s terms.

 Alibay was born in 1986 in Baku.

He received his secondary education at school # 138 in Baku.

In 2004-2008, he studied Management at the “Engineering Business and Management” faculty of Azerbaijan Technical University.

He started his career in 2006 as a specialist in IT department of Kochbank Azerbaijan CJSC.

2007-2008 - He worked as a Sales Manager at BestComp Group.

In 2008-2010 he worked as a Specialist, Leading specialist, Chief specialist in Bank Card Department of Bank Respublika OJSC.

In 2010-2013 he worked as an Expert of Acquiring in PASHA Bank OJSC.

In 2013-2016 he worked as Head of the Shuvelan Business Center at PASHA Bank OJSC.

In 2016-2018, he was Head of Service Quality Assurance and Service Channels Management at PASHA Bank OJSC.

Since 2018 he has been working as Head of Bank Cards Division at PASHA Bank OJSC.

He is the International Certified Lead Auditor in Quality Management System (IRCA, SGS)

The ideologist and co-founder of Solanteq — a software development company working on Solar™, new generation software products for payment transaction processing.

Graduated from St. Petersburg State Polytechnic University, Department of Technical Cybernetics in 1996.

An important area of professional interests is the development of technology-driven, advanced, and effective solutions for the banking/financial sector.

Started his career at a banking software developing company, where got a solid experience in designing, developing and implementing financial & banking software.

Since 2002 his main expertise area is a card processing solutions development, and 10+ years Sergey was a Head of Delivery& Customer Support.

In 2014 he established Solanteq LLC, nowadays the company with 100+ professionals, 30+ customers worldwide, 150+ Solar™ implementations.

Mr. Erol Ulu has started his professional career in 1997 and worked as Internal Auditor at DHB Bank (Nederland) N.V. until 2001 and continued his career at DHB Bank as Head of Retail Banking for another ten years. Mr. Ulu joined Aktif Yatırım Bankası A.Ş. in 2011 as Managing Director for Global Payments and as CEO and Board Member of Universal Payment Transfer A.Ş. for 6 years. Mr. Ulu has joined PayPorter Turkey in 2017 as CEO and Board Member and as Board Member of PayPorter Europe. PayPorter Turkey is an eMoney licensed institution with a direct connection in 120+ countries with over 200.000 outlets. PayPorter Europe is the first institution with a PSD2 license from the Dutch Central Bank expanding his network in Europe.

Mr. Ulu is founding member of the Payment and Electronic Money Association in Turkey (ÖDED).

Mr. Ulu has studies Economics and Administrative sciences and holds an MBA degree in Banking from the University of Anvers and University of Brussels.

Mr. Ulu is married and father of two sons.    

Guliev Farid Fuad was born in Baku in 1986. He is an economist. He started his professional career in 2007 in the finance industry and from 2012 he held a position in board of directors of different financial organizations.

Since February 2018 he is appointed to the post of Head director of “Azəricard” LLC.

Mr. Ramil Mahmudov is a Chief of the National payment system development division at Central Bank of Azerbaijan Republic. He is responsible for development of cashless payments in Azerbaijan. He is an experienced professional in payment systems, electronic banking, mobile banking, card business, e-money, e-payments and retail banking. As an co-author of several regulations and recommendations for banks and other stakeholders, he also familiar with regulations, recommendations and experience of ECB, EU, CIS, BIS about payments systems ecosystem and payment instruments and also with risk management, fraud management, chargeback procedures of Visa and Master Card.

Mr. Mahmudov holds Master’s degree in Banking and Finance from Luxembourg School of Finance, University of Luxembourg and Master’s degree in Finance from Azerbaijan State Economic University. He received Certificate on “Management Development Program” from Azerbaijan Diplomatic Academy in 2014 and Executive education Certificate from New York University Stern School of Business in 2015. He received a numerous training certificates in the field of cashless payments and management in Europe and Asia.

Efimov Maxim, born in Russia, specialist in Oriental studies, has been living in China for the party five years. Head of business development in CIS countries, working closely with local banks and financial institutions in digital payments area. Prior to joining SwiftPlus/Wallyt worked in companies like Tencent and Yandex.

Ekaterina Kalinina is heading Russia and CIS region at SWIFT since April 2018. She is responsible for relationship maintenance with the SWIFT users in 9 countries, including SWIFT users in the Republic of Azerbaijan.

Before joining SWIFT in 2017 Ekaterina had been heading Securities Services Department at Deutsche Bank, Russian subsidiary, and in total has almost 20 years of professional experience in various streams of banking industry.

Ekaterina has graduated from the Finance Academy (Finance University) under the Government of Russian Federation and Moscow State Law Academy.

Svetlana has been in the payments business for more than 20 years. She’s been involved in a considerable number of projects related to card issuing, acquiring and switching in Russia and CIS countries.

Svetlana has participated in significant industry shaping projects with leading banks of the region like Bank Russkij Standart (Russia), Kaspi Bank (Kazahstan), Belarusbank and Belinvest (Belarus), just to mention a few.

She is at the forefront of everyday challenges and opportunities offered by payment innovations within mobile payments, e-commerce, security and other areas.  

Sergey is experienced visionary with a demonstrated history of working in the leading IT organizations worldwide – Intel, Cisco and Dell EMC.

Over his career path he was matching best solutions from the world of technology to the needs of financial customers.

Sergei holds Master Degree in Information technology from Tallinn University of Technology.

Denis is an expert in building digital banking strategies and implementing software for banks and financial organizations. Vast experience in development and deployment of large-scale technical projects, enables him to assist banks and FinTech companies in analyzing their existing digital solution and improving their e-channels for a more effective interaction with internal and external customers.

Qulix team has over a decade of experience in digital banking with 20+ projects completed. Denis is enthusiastic about flexible integration of the customized omnichannel solutions.

He is ready to share company expertise in IT infrastructure, data flows and development strategies in conferences and round-table meetings.

Maciej Kostro, PolishAPI project leader (Polish Bank Association), an open banking expert and strategic consultant in the area of digital business, online sales of complex products (e.g. banking & insurance), user and customer experience.

He has almost 20 years of experience in the dynamically growing Polish banking industry. PolishAPI project gave him the unique opportunity to use his profound knowledge and different skills in the nascent area of open banking.

Alper Gul is working in Verifone for the last decade and witnessed both the company and payment industry evolution throughout the years he served in several sales responsibilities on Eastern Europe, Turkey and CIS territory. He is managing both direct and indirect markets in his role and main competencies are based on conventional payment terminals, integrated ECR solutions and recently the introduction of android payment systems.

Cihat Mush is Senior Business Solution Manager for Fraud and AML solutions at SAS Turkey with more than 15 years of banking experience in leading banks of Turkey.

He is experienced in Fraud Detection & Prevention, Fraud Management and internal control areas. Currently, he is providing anti-fraud advisory to financial institutions in Turkey and CA region.

Aynura Hasan gizi Ismayilzadeh was born in 1993. She went to high scool No. 299 in St. Petersburg, Russia. After the graduation in 2010, she entered the Baku State University with a high score, where she studied economic cybernetics.

From 2014 to 2016, she attended Azerbaijan State Economic University, graduating with Masters degree.

She started her professional career in 2015 as a specialist at Risk Management Department in Bank Respublika OJSC.

Since 2017, she continues her career at Legal & Compliance Department in PASHA Bank. In 2019, she was appointed as a head of AML & Monitoring division / Legal & Compliance department.

Mrs. Ismayilzadeh is continuesly involved in international Anti – Money Laundering conferences as a guest and speaker.

Was born in Ankara, Has Ph.D. degree in management science. Graduated from Hacettepe University, (BA), İstanbul Technical University, (M.Sc.), İstanbul University and Marmara University, (Ph.D.), Berlizt Academy, (London / UK). Worked as a lecturer in Boğaziçi and Marmara Universities and also worked in Apple Computer in charge of Apple Global Education Project and Apple University Consorsium. Won International Rotary scholarship and he was the one who joint Group Study Exchange program in the UK / London. Founder of Interactive Publishers Association as well as some innovative companies and enterprises. Took part in multinational companies and international NGO’s as Non-Executive Adviser / Director in their Supervisory Board and Board of Directors. He has created and managed more than hundred international projects as project leader and head consultant.   Published several academic papers and research studies in national and international academic magazines by the side of ten academic books. Owner of some achievements and awards such as “First Prize of Science and Technology” by Junior Chamber International, 1996, “Community Services”, by Rotary International, “Finalist of Major Awards of Informatics”, İş Bankası A.Ş, 1996

Faculty member of Nişantaşı University (Turkey) and Visiting Professor in The State Academy of Public Administration (Azerbaijan) and President of Kutvan Group.

Editorial Board Member of Journal of Business and Economics Review, Academic Star Publishing Company, New York / USA.

Pavel Shoust is the executive director of the Russian Electronic Money and Remittance Association. His responsibilities include the on-going research of the new payment methods, regulation of the market and latest technological developments. He is a member of the Consultative Council on AML/CFT with the Russian Financial Intelligence Unit and the AML/Identification Taskforce under the aegis of the Russian Central Bank Working Group. Pavel is also a consultant of the International Finance Corporation (IFC).

Pavel has been providing his expertise on the latest development in AML/CFT efforts, financial inclusion issues and regulation of financial innovations as well as cryptocurrencies, speaking at specialized events and giving lectures for the private and public sector in Russia, Kazakhstan, Malaysia, Mongolia and other countries. Pavel participates in the proceedings of the Digital Financial Services Working Group at the Alliance for Financial Inclusion, now a co-lead on Fintech/Regtech workstream.

Pavel holds a PhD degree in Political Science, he is a coauthor of a number of publications on regulation of electronic payments and developing payment technologies.

An experienced professional in IT sector and managing director of Analytics Division in 3-D Bilishim A.S. Istanbul, Turkey.

Extensive knowledge and experience in Analytics Solutions. Have been actively involved in presales, sales and implementation process of Fraud Monitoring and AML (anti-money laundering), call center and biometric authentication (face) solutions.

Delivered tens of projects, including fraud analytics and AML since 2012. Staring from 208, Gökhan is actively growing AML business in Azerbaijan with mother company Nice Actimize.

NICE Actimize is the largest and broadest provider of financial crime, risk and compliance solutions for regional and global financial institutions, as well as government regulators. Consistently ranked as number one in the space, NICE Actimize experts apply innovative technology to protect institutions and safeguard consumers and investors assets by identifying financial crime, preventing fraud and providing regulatory compliance. The company provides real-time, cross-channel fraud prevention, anti-money laundering detection, and trading surveillance solutions that address such concerns as payment fraud, cybercrime, sanctions monitoring, market abuse, customer due diligence and insider trading.

Grzegorz is a software engineering graduate from Bialystok University of Technology, Poland. For over 14 years he has been involved in delivering complex solutions for business, mainly to top financial institution. From the CRM and BPM systems, through to contact centre solutions to specialized financial crime prevention platforms and biometrics. Innovative technologies helping organizations in the era of digitalization is what keeps turning him on to act.

In recent years he has been focused solely on financial crime prevention, representing NICE Actimize, the largest and broadest provider of financial crime, risk and compliance solutions for regional and global financial institutions, as well as government regulators. Grzegorz is driving NICE Actimize’s business across multiple countries within EMEA, including Azerbaijan.

In his professional career he is guided the principle of "technology in service of business".

Over 10 years of experience in information technologies, from software development to managing IT projects in the financial sector.

Project manager of the Blockchain-based platform in Azerbaijan, aiming to implement Digital Identification System in order to develop trusted, secured and transparent banking services for individuals and legal entities. Responsible for developing a strategy for introducing innovative solutions in the financial sector and plan to introduce new initiatives.

In 2010 graduated from the Russian State Technological University named after K.E. Tsiolkovsky, chair of Information Systems and Technologies (nanotechnology). Over 10 years he worked with key clients of IT companies. In 2015, he was appointed to the position of Head of Key Account Management in the company CloudDC.

Current position: Head of Key Account Management of RDTEX, area of responsibility: Financial Solutions Center, one of the key focuses of company activities.

Mr. Solovyev is a regular participant of many specialized banking conferences and forums held in Russia and CIS countries. He frequently speaks on the effective use of information technology in financial companies, highlighting the problems of choosing software and building the clear relationship between solution providers and business.

Diana Feld is Solution Sales Advisor at FICO (Fair Isaac Corporation) and responsible for establishing the company´s presence and sales in the Baltic Region and CIS and the Scandinavian Market.

Previously she was working in the Political Sphere for the European Parliament, the Federal Council of Germany and is specialized in European Law and the Taxation of International Companies. Diana studied in Germany and France and holds a Master Degree in Politics, Economy and Law.

Sundeep Tengur is a fraud and financial crime solutions manager within the Global Fraud and Security Intelligence Practice at SAS. He provides guidance on industry best practice, educating prospective clients on various fraud modus operandi and designing end to end solutions using artificial intelligence. He is a Certified Financial Crime Specialist (CFCS), with many years of experience in managing fraud solutions for retail banking and financial services.

Vladimir is a Director in Risk Advisory department. He leads Deloitte’s digital and cyber security services in the Caspian and Caucasus regions. Vladimir has over twenty years of experience in IT and cyber security and serves large number of organizations in whole CIS region, specializes in Digital and Cyber risk management, IT cost optimization and Digital driven transformations.

He joined Deloitte in 2019 and shares his time between Azerbaijan, Kazakhstan, Georgia and Uzbekistan. Prior to joining Deloitte, Vladimir was based in Almaty, Kazakhstan where he was IT Advisory Director in a global consultancy firm.

He received his MBA in Entrepreneurship from Moscow International Business School (MIRBIS).

Vladimir also has honours degree in Protection and Safe Information from Kazakh National Technical University.

Volker den Ouden is Vice President at the Commerzbank AG in Frankfurt. After completing his apprenticeship as a qualified banker, he worked as an account manager for corporate customers. Then he graduated as “Bankfachwirt"  at the Academy of Banking and spent several years living and working in Russia, initially as the deputy representative of the Deutsche Bank in Moscow. After switching to Dresdner Bank, he took on the responsibilities of private and corporate customer banking for the BNP-Dresdner Bank ZAO, Moscow.

Mr den Ouden has been working in Compliance for several years. His specialist fields are international sanctions and embargos; he is responsible for the international trade finance of the bank, the field Financial Institutions, and Eastern Europe within that scope.

Furthermore, Volker den Ouden conducts both periodical in-house training and is an external speaker on the subject of international trade restrictions.

Education:

MBA degree from EADA (Barcelona) business school

Background:

Otabek Sidikov is a Senior Manager, responsible for risk management, internal control and internal audit practice in Risk Assurance Services practice in Baku. His professional experience includes number of projects such as audit of IT, Information security, analysis of business processes, review of internal controls, general IT controls for number of Banks in Azerbaijan and CIS countries.

Otabek led IT audit projects, audit of Business processes, and projects dedicated to improvement of Internal control system. He has over 10 years of experience with PwC Azerbaijan, Uzbekistan, and Russia as auditor performing systems and process assurance for clients in various industries, including telecommunications, oil and industrial manufacturing, and financial services.

Prior to joining PwC Otabek worked as a Information systems and Electronic business analyst in Newmont Gold Mining corporation.

Professional experience:

Clients served include the following companies: Bakcell, Azerfone, companies under Ministry of Communications and High technologies, Azercell, Ucell, International Bank of Azerbaijan, Unibank, Access Bank, AG Bank, Gazprom (Russia), British American Tobacco and others.

Mr. Mark Pfeifle is the U.S. Expert in Cybersecurity, communications, and policy implementation. He is the founder and president of the strategy and communications firm, Off the Record Strategies. Previously, Pfeifle served as the Deputy Assistant to the President and Deputy National Security Advisor for strategic communication and global outreach at the White House from 2007 to 2009. As a recognized leader in communications and digital media, and Cybersecurity, he often serves as an expert and commentator for media outlets, including CBS, CNN, TIME, and The Wall Street Journal. 

Gorkhmaz Aghayev graduated from Baku State University Law Faculty in 2001 and received a Master's degree in Civil and Commercial Law and PhD in Finance, Information Law and Administrative Law. In the same year he taught civil law, trade law, tax law and labor law at the Academy of Public Administration under the President of the Republic of Azerbaijan.

In 2004-2005 he worked at AtaConsulting as a lawyer at the Department of Legal Affairs, and in 2005 he was the head of that department. He worked in various positions at Bank of Baku OJSC as a leading specialist in Corporate law, head of Corporate law department and director of Legal Department in 2005-2011.

In 2011-2013 he worked as a managing partner at CLC law company, in 2013-2017 he served as a legal advisor to the Chairman of the Board of Directors at Ata Bank OJSC and a member of the Risk Management Committee.

He became member of the Supervisory Board of Caspian Development Bank in 2015-2016 and Bank VTB (Azerbaijan) OJSC in 2016-2018.

Since 2013, he has been an administrator at Medlex law company. Mr. Aghayev is also a Director of the Legal Department of Ata Holding, a legal advisor at Azerbaijan Global Investments company and a member of the Supervisory Board of Nova Bank of the Republic of Montenegro.

Gorkhmaz Aghayev is the legal adviser of Portonovi resort & spa, which is the largest project of Azerbaijan in the non-oil sector outside of the country.  He is a member of the Azerbaijan Bar Association, Member of the Board of the Association of Risk Professionals of Azerbaijan and Chairman of the Legal Expert Group under the Azerbaijan Banks Association.

«Mykola Chumak is the leading Ukrainian retail and customer experience influencer, founder of IDNT Company, which more than 15 years specializes in development and implementation of retail store formats for retailers, banks and service companies in CIS countries, CEE and USA. During 15 years IDNT worked with more than 200 banks, retail chains, stores, such as Credit Agricole Bank, BNP Paribas, Raiffeisen Bank Aval, Alfa Bank, Metro Cash & Carry, TOYOTA, Amway, Samsung, Nova Poshta, Watsons, Beeline, Rozetka etc.

Mykola is an author of the first book in CIS about bank branches “Bank branch: design, rebranding, POS-marketing”, co-author of the first Russian almanac on Private Banking, editor of the Russian edition of the Brett King’s bestseller “Bank 3.0”, Mykola is an active speaker in the conferences across the world – Singapore, Rome, Prague and a member of an innovators society Next Money (Singapore) etc. As a speaker he participated in such banking and retail conferences: Next Bank, Adam Smith Banking Forum, Forbes Conferences, FinBranch, Finnext, Terrapinn Private Banking Asia etc.

Topics:

- Custiomer Experience (Retail, Retail Banking, Affluent Banking, Private Banking).

- Retail Strategies.

- Innovation in financial services.

- Trends in Retail Design and Retail Formats.»

Tural Mammadov was born in 1986. He graduated from the Faculty of Law, Khazar University, in 2008. He started working at justice institutions since 2012.

From 2012 to 2016 he worked as executive officer. He has been appointed as Adviser to the Executive Office of the Ministry of Justice of the Republic of Azerbaijan . Tural Mammadov is working currently at the same head office.

Special rank: He is justice officer, 2nd class

He worked the content of working group which was responsible for establishment of "electronic execution" service and short-term utilization of this service for the purpose of ensuring efficiency and transparency in the activities of the Executive Body of the Ministry of Justice.

Tural worked as a lawyer at the Central Bank before FIMSA. Tural has been working at FIMSA since its establishment in April, 2016 and is head of Legal unit since January, 2019.

Tural has been actively involved in projects related to secured transactions, credit bureau, banking resolution etc. In November 2018, he was awarded with “Progress Medal” (Tərəqqi Medalı) for his services in improvement of the business environment in the country by the Decree of the President of the Republic of Azerbaijan.

Tural holds a Bachelor degree in Law from the Academy of Public Administration under the President of the Republic of Azerbaijan, and a Master degree in International Business Law from University of Toulouse (France).

He was born in 1984 in Vardenis, Armenia. In 2001 entered the Applied Mathematics and Cybernetics Faculty of Baku State University and graduated from this faculty in 2005. In 2005-2006, he served in the real military service.

In 2007 he worked as an engineer programmer at the Information Computing Center of the Ministry of Communications and Information Technologies.

He has participated in courses for e-signature in many countries (UK,Turkey, Russia, Korea, Romania, etc.)

In 2012 -2014, he received a master's degree in Azerbaijan State Economic University. He has been receiving certification for courses in safety-related module courses in Cambridge, England, in 2013-2015.

Since 2016 he is a post-graduate student at the Institute of Information Technology of ANAS. He is a participant of many conferences and seminars.

In 2018-2019 he participated in smart card technology courses with Italian experts.

Scientific articles have been published in international and local scientific journals.

He is the author and participant of many projects at the National Certification Center.

He has experience in cross-country recognition of e-signatures.

He has extensive experience in applying e-signature and mobile e-signature solutions. At present he is deputy director of the National Center of Certification Services of Transport, Communications and High Technologies.

He has 2 children.

Farid Isayev graduated from Kingston University in the United Kingdom and Western University Baku, holding degree in International Law.  Farid İsayev is currently holding the position of director at KPMG in Azerbaijan and is heading Tax&Legal practice. His previous work experience includes- commodity trader Glencore (London office), banking and insurance sector in Azerbaijan and another Big4 firm prior to joining KPMG.

Farid İsayev’s pecialization areas include oil&gas, M&As, PPPs, state privatisations and procurement, corporate governance and international contracts.

Farid Isayev is also acting vice-president at German-Azerbaijani Foreign Chamber of Commerce (AHK Azerbaijan). In addition, F.İsayev is heading Tax, Legal and Customs Committee of AHK Azerbaijan.

Gunel boosts more than 10 years experience in tax and legal advisory. Gunel’s main practice areas comprise advising on issues related to international and corporate taxation, merger and acquisitions as well as structuring of potential investments in Azerbaijan. She has a wide legal advisory experience in corporate, employment, and commercial law with companies in different sectors, including financial institutions.

Her qualifications include a Bachelor degree in Law and a Master degree in Civil and Economic Law from Baku State University in Azerbaijan. In 2011, she has obtained her LL.M in Private and Public Economic Law from the Friedrich-Schiller University in Jena, Germany. In 2016 she has achieved Advanced Diploma in International Taxation - certification indicating a high level of competence in international taxation. Gunel is also an adjunct lecturer in International Tax Law at Baku State University.

Seymur is a senior legal consultant at EY Azerbaijan, Tax and Law Department. He joined EY in 2011. Seymur holds a law degree from the Baku State University.

He has over 7 years of legal experience. Seymur has advised local and international companies in corporate law, cross-border transactions as well as project financing.

Alikhayyam has more than 6 years of experience in IT risk management especially in evaluating design and effectiveness of the IT controls and processes, IT governance advisory & consulting and IT security governance. He also performed assessment and developed IT policies and procedures based on COBIT framework/ ISO 27001 standard in Financial industry. He has also assisted clients during M&A and transition processes by performing IT Due Diligence. He performed SOX audit in Oil&Gas industry client. Alikhayyam was also lecturer on Financial Mathematics at Baku State University, SABAH groups.

Alikhayyam has practice in several industries, as well as in Financial, Telecommunication, Manufacturing, Hospitality, Oil & Gas, Aviation, etc.

Prior to joining KPMG Azerbaijan, Alikhayyam worked for Deloitte, Central Bank of Azerbaijan Republic, Bakcell Telecommunication company and Embafinans non-banking credit institution.

Alikhayyam has strong project management, follow-up and reporting, oral communication and clear/concise writing skills.